Peace of Mind for Your Collection:
Why Art Insurance Matters
Art Is More Than a Possession — It’s a Legacy
For many collectors, a new artwork isn’t just a beautiful object — it’s a cultural investment, an emotional connection, and part of a lasting legacy. Yet, while few would leave a car or home uninsured, many valuable artworks still go without cover.
Why Art Insurance Is Essential
From burst pipes and accidental damage to theft or even wildfires, artworks are always vulnerable — even in the safest of homes. In 2025, the LA wildfires destroyed billions of pounds’ worth of fine art in private collections. Closer to home, over 50% of collectors have experienced water damage or breakage, according to Ecclesiastical Insurance.
Without specialist cover, a single unexpected event could mean the permanent loss of something irreplaceable.
Don’t Rely on Standard Home Insurance
If you don’t know what your current policy covers — or excludes — it’s worth checking.
Household insurance often falls short when it comes to covering art. Common issues include:
A Smarter Way to Protect What You Love
At Lougher Contemporary, we’ve partnered with fine art insurance specialists Ultimart to offer exclusive benefits to our clients. With every purchase, you’ll receive:
30 days
of complimentary cover on artworks valued up to £100,000
12 months
of free cover on select pieces up to £50,000 (at our discretion)
No jargon
no cold calls and discreet, UK-based support
Whether you’re a first-time buyer or an experienced collector, specialist cover provides the peace of mind you deserve.
Ready to Learn More?
Our team is here to help you understand your options and ensure your collection is properly protected, with no obligations, just clear and trusted guidance.
Blog posts
Francis Bacon Three Studies for Figures (2025) | Print for Sale
Francis Bacon's Three Studies for Figures at the Base of a Crucifixion (2025) is a limited HENI edition of 100, produced as a Diasec-mounted Giclée print. Available for acquisition.
David Hockney Self-Portrait July 1986 | Rare Home-Made Print
David Hockney's Self-Portrait, July 1986 is one of his most sought-after Home-Made Prints. Executed on a colour photocopier in an edition of 60, with examples held by the Smithsonian and LACMA.
5 Reasons to Collect Ansel Adams | Fine Art Photography Available at Lougher
Discover five compelling reasons to collect Ansel Adams photographs. From his revolutionary black-and-white landscapes and pioneering photographic techniques to his enduring influence on conservati...