Art Is More Than a Possession — It’s a Legacy

For many collectors, a new artwork isn’t just a beautiful object — it’s a cultural investment, an emotional connection, and part of a lasting legacy. Yet, while few would leave a car or home uninsured, many valuable artworks still go without cover.

Why Art Insurance Is Essential

From burst pipes and accidental damage to theft or even wildfires, artworks are always vulnerable — even in the safest of homes. In 2025, the LA wildfires destroyed billions of pounds’ worth of fine art in private collections. Closer to home, over 50% of collectors have experienced water damage or breakage, according to Ecclesiastical Insurance.

Without specialist cover, a single unexpected event could mean the permanent loss of something irreplaceable.

Don’t Rely on Standard Home Insurance

If you don’t know what your current policy covers — or excludes — it’s worth checking.
Household insurance often falls short when it comes to covering art. Common issues include:

A Smarter Way to Protect What You Love

At Lougher Contemporary, we’ve partnered with fine art insurance specialists Ultimart to offer exclusive benefits to our clients. With every purchase, you’ll receive:

Whether you’re a first-time buyer or an experienced collector, specialist cover provides the peace of mind you deserve.

Ready to Learn More?

Our team is here to help you understand your options and ensure your collection is properly protected, with no obligations, just clear and trusted guidance.